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lib/model/credentials.ex
defprotocol FinTex.Model.Credentials do
@doc "user name"
@spec login(t) :: binary
def login(credentials)
@doc "client ID. Can be `nil`."
@spec client_id(t) :: binary | nil
def client_id(credentials)
@doc "personal identification number"
@spec pin(t) :: binary
def pin(credentials)
end